Friday, March 2, 2012

Buddy, Can You Spare a Credit Card?

We are already in March. She came in like a Lamb so beware March 31st
I still don’t have transportation and I begin the rest of my life Wednesday. I am really glad that they allowed me to start a week later than they originally wanted me to. Because it looks like I will need every single day just to find a way to get there.
Police report has still not been written. They have up to ten business days to write it. So that puts it about…March 6, 2012-one day before I am to begin the rest of my life. I was able to get a hold of the police officer-after three tries-who is responsible for the report. Come to find out the “kid” who hit me is just that, a 16-year-old. The police gave me his mom’s name and cell phone number, the name of their insurance company and the policy number. When I got off the phone with the police, from my BlackBerry, I Googled “Allstate Insurance, 94585” and called the first office that showed up. I told them my story and they gave me an 800 number to call. I did, but was put on hold for 10 minutes and couldn’t wait anymore. I called the following day and it turns out that “the kid” or his mom did not even file a claim! Could be The Kid didn’t want to get into trouble and didn’t tell mom what he did, or it could be that they are just not real responsible folks. In any case, I was on the phone for an hour with this real nice lady who is a New York transplant in the Daytona, FL area. I could tell by her accent. In any case, I told her my situation and she just kept saying she was sorry. Thank you, but what I really need is transportation. Because I could not get to work Friday or Monday, I was fired from the first job I have had in three and a half years. Because I had no transportation to and from my follow-up doctor appointment, it cost me close to $30 for a cab ride (and I found out I need back surgery for spinal stenosis). Because I don’t have transportation, I am unable to clean out my car and all of my personal belongings are sitting in my car in a tow yard outside Travis Air Force Base. All I need at this point is transportation. She said she was sorry but there was nothing she could do about that and that I should rent a car and if they were at fault then it would be reimbursed.
When I got off the phone with her, I called Enterprise because they pick you up. (Note the $30 cab ride to the doctor.) In order for me to rent a car I need a - drum roll please – credit card! I have a debit card, but no credit card. See, I have been homeless for a year and a half and they don’t give credit cards to homeless people with bad credit and no job. Enterprise told me I could rent a car with a debit card, as long as I had two utility bills in my name to show I am a local resident. Hmm, I have been homeless for a year and a half, why wouldn’t I have two utility bills in my name? I called a good friend, a professor at Solano Community College, and she wanted to help, but her husband, also a professor at Solano, had been burned by car rental companies in the past and did not want to be burned again. Hey, I understand. If it were me in his shoes, I would probably err on the side of caution as well. In the meantime, I have no transportation and a job that starts on the 7th.  My younger sister told me I need to get the kid’s insurance to pay for it, but they won’t do a thing unless the police report says it is their fault. You know, the police report that by law does not have to be written for ten business days after the crash. Yeah, that one.
I did receive a call from their adjuster who on Thursday took pictures of my car. They are still not certain as to whether they could fix it or it is totaled. It is a 2001 Nissan Sentra GXE. I think if the front axle is toast there is a good chance the frame is bent in which case it is totaled. The adjuster said they might pay close to four grand for it. Which is fine, but I don’t have time to car shop. I start the rest of my life on March 7th.
For the lack of a credit card or a friend or family member stepping up to help me, I am stuck at the insane asylum. At least I am not being threatened anymore. She moved out yesterday. She is now someone else’s problem. She was able to get transportation.
Hey buddy, can you spare a credit card?